Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Women Can Prepare For Retirement Are women prepared for a 20-year retirement? Do Your Kids Know The Value of a Silver Spoon? You taught them how to read and how to ride a bike, but have you taught your children how to manage money? Silver Sneakers 101 Medicare’s popular program, offering free gym membership and health education.